ࡱ>     F]r5zV: MrLJJFIF,,C     C   mY" }!1AQa"q2#BR$3br %&'()*456789:CDEFGHIJSTUVWXYZcdefghijstuvwxyz w!1AQaq"2B #3Rbr $4%&'()*56789:CDEFGHIJSTUVWXYZcdefghijstuvwxyz ?tsݷu="}j+B==-m0%ߜ?h:ೞX¸T~apBdo!!x!  s1(w;/x{T+g% 3P3g<:oxǮ?*Hೞb+kc&N?~Nc#ғPIޏkMSv6^ƍ S7v&$ _L~|O"߉n]2?봟_ٳ@`㿥N1ݯ=Nd9jJ 8߱}6-Xg쒠~ g?i ?cO$~=>JvbO|Q:A$}9sP燼UZ50AWEt҂@h[f~* [&ڽΓs0%C 29 ձu巕.܉09tp?Zh٤n/t~ȗ8pG"~8Xs{r:/lv~w RvOa+~Qil}?οV1'|1^<eȯǛ#6N$Fy'5*?)9 (0֭D+\u^B=k;}611Ө(cO*m}_XI$ ?q~_ؒ!޿~47:F|3EUo7pvAےq@@ {}i=k_V{+Լ5_:i{;eU!0C)!g?]2JgK niagm #a@|Sh t;]CW&ʥґÑWr 0T̪ s=0AJ?|)X,LPAŵz\^k 7Q#k &sD kiO[BUb?x^dc?ɧ̟RvQ|D C-w ᫾+ RHϘ0q\u_R.ԓl!(nz'F矨_#j ` icNJ41NY[~Tω,&56FnæN# H I~_xw𸸋|wF8u Z2zJ?BI В09RrӵuO xMHt6\ZLrA%YYp n?O@EU'ad:z/WaWoN%!dž.t ~yt!~3 iG%x=kg,xF[ ?k ,("i,W/cw 22'YNG5o7*ȡzGU?{%Hf3SɄA wI`02n7'Z,t8kך-DoHcdAP7(<ӿgᗍ4o7Kk+wi7ׂ^?e=G2U-9?zDZѭi0`z}OM}; )ɶ8?ƀ?LlOÿOfÒD"ݳ?2 }/xž/ҵ_6#vo202WэWzxodtW"oUO#FM4CAo(V^4 THsnL^<{s_Z=w_|^r!4$gWFt,^4_XóiߙmM¸n\Ҿ*frWvFI5V}:l@."$dHف9;x?>ut;&/[<@_?|i2J?'\X &\g%&߄^!M+ݔd3I ($r=Xߴ,3MG=_AYa 6ݤLC;PR~ WeRXcZc#W+ <1`cF}no E㟍Uko}>k}ZYi7纚F<ԑ">$@?h55G\ !KlAq)DȮC @>5_#FJĮGpF9E0}#XJݱ\c׽}[||/iǟo$ʾ(;q>0|WkqIyNn#tf JaՀJ?a?أQWOxĒk"ٴBe'$-ˍ<}]o4f/)BG*$⥠wq66bE8,M| tyh"I4 *hK*jԵ_L@Jfh%x̲Hvj0|-C j:?5qwK=_6QđYQ@:Z_kjm4G][Er,7 Zh%köP{<'|>7{cE2 BcntE<( F/ 0|DTimes New Romanllb0DArialNew Romanllb0 DWingdingsRomanllb00DTrebuchet MSanllb0"@DArial Narrowanllb0" B .  @n?" dd@  @@``_@,whoosh.wav.WAV 50103RIFFWAVEfmt ++data~~~~~~~~~~~~~~~~~~~~~~~~~~~|||~~~~~zvtvxz|~zvrnlrv||vtrpptz~|xvtv|~~zxvvvz|~xrlhntzzvrrpprrx~|j[QU_|bICCYn[ICY~zlnh]_r|]SUSSjz|x__l~v_]drnUb|nfd_]d]5=rrnj]jz~lMldrx[[_f|YQfWK_xh[zx[CIjzxxdSQz|_fI9WӹM;QnvK;OUx~xj]]YS~ɵlM?plM;CGpٵ[)Kh|% %;xtKQS]ɖbGr|lSnvz~nfS[nëx;Az=+AYݻ|=/1r_ ?|潄W5/Czãf)/pvbMQr|O=OtjdhjlG?G_ɊK3לdQCMppW;1SŷAMz/#?bx͖SAM[hvhYp~~zrvt[]ptWOUtxxd]v~vvxzd_xzh_nrSQltbdp~_lrQ_l][tf]W]~hWfp|fWhnhbU[hzlSCWbYbnxpdhjvjM9Ot]GQ[dpp~hhhdpx~xh]Yntnrp]dlvjQMb|vdjpzxzztljr||_[r~~jb_j|z|xpp~~v]Wh||zx|x|zzndhpxr]Yfntzjl|z||~vppnrzphrxz|~|xtrjjtv~~vz|z||xrrv~xrprtz|||vzxvx|xtx~~~~~~~zxxxx|zxz~~~rrz~|xz~~|vtx|zxz|~~~||zx|||~~zz|zz~~~~|~~||~~||zz|~||z~~~~zxzz|~~~~|~~~|~||~~~~~~~~~~~~~|||~~~~~~~~~~~~~||~~||~||~~~~|||~~~~||||~~~~~~||||~~~~~~~~~~~|~~~~|zz~~~~~~~||||~~||~~~~~|||~~~~~|||~|~|~~~~|z|~~~~~~~|||~~~~~~~~||~~~~~~~~ 2*0E             )          *+,R$r5zV: MrLJes AA1?0 f@8 R ʚ;{8ʚ;g4?d?d3 b0ppp@ <4!d!d8i0l<4dddd8i0lg46d6dL5 b0Pp@ pp<4BdBd8i0l 0___PPT10 ___PPT9(b(?|% hCopyright IRB Consultants L.L.C. All Rights ReservedO= Copyright Independent Realty Brokers, L.L.C. All Rights Reserved*  2%"What Is A Broker Associate Anyway?##  7* As You Probably Already Know, You Must Have A Real Estate License To Become A Broker Associate To Obtain A Real Estate License, You Must: Successfully Complete Through An Approved School The Required 168 Hour Courses Of Study In: Real Estate Law and Practice Colorado Real Estate Contracts Trust Accounts and Record Keeping Real Estate Closings Current Legal Issues Practical Applications Pass The State Exam Make Application With The Required Fee Pass A Background Check\aP-P10P ,UZ0K0ZPP?0P<`) 1,    R5(RIn Order To Become A REALTOR You Must Join The National Association Of REALTORS TS_""3" " "REALTOR is a registered trade name of the National Association of REALTORS exclusive to members only REALTORS subscribe to a strict Code of Ethics and are expected to Maintain a Higher Level of Knowledge of the process of buying and selling real estate N8" dd2" dd18" dd;" dd38" dd##$# # # ### #####$##0##'9+  JThe Variety Of Required Study Topics Surprises Many People They Wonder:V>P P: After All&   A Seller Wants To Sell. $$ dReal Estate Brokers (and Broker Associates) Are Subject To Many Laws And Regulations Some Include:zeColorado Revised Statutes (State Law) Title 12, Article 61, Parts 1-8 And Many Other Statutes Colorado Real Estate Commission Rules For Brokers Commission Position Statements Company Office Policy Specific To Individual Brokerage Firms&P8ZZ P1ZZP'Z&8 1    '  4' Company Office Policies Will Differ Since Real Estate Brokerage Firms May Operate As: A global network franchise of independently owned & operated offices Part of an association of independent real estate brokers belonging to a statewide broker-owned real estate network A small sales staff with lower overhead A single individual independent broker who chooses to work outside the traditional office atmosphere altogether Regardless of Business Structure, All Real Estate Brokerages Must Know and Abide By All Laws & RegulationsxVG(PD(A1(k(A.(nV'#'8#.'>#'#$'K## # ? #  #  # VG } 5Other Laws, Regulations And Policies Are Mandated By:66Federal, State And Local Government Agencies Dept Of Housing And Urban Development (HUD) Federal Trade Commission (FTC) Internal Revenue Service (IRS) Environmental Protection Agency (EPA) Such As: Antitrust Fair Housing (Federal, Colorado, Local) Americans With Disabilities (ADA) Consumer Protection Acts Equal Credit Opportunity Act No Call / No Fax / No Spam Patriot Act Real Estate Settlement Procedures Act (RESPA) Truth In Lending (TIL)-PZ 0Z(Z-   'More Rules And Policies Are Imposed By:((fThe Association Of REALTORS Multiple Listing Services (MLS) Other Organizations Voluntarily Joined H#     '   ESome Of The Issues Involved In A Residential Real Estate Transaction$F_E$Agency Relationships Numerous Contracts Variety Of Disclosures Fair Housing Types Of Ownership & Deeds Title Issues & Title Insurance Various Types Of Housing Land Development & Legal Description Value Assessment  Appraisal Property Inspection Property Tax & Other Taxes Variety Of Other Types Of Insurance Home Owner Association (HOA) Covenants, Conditions & Restrictions z $#     Public Records & Recording Off-Record Matters Types Of Surveys Well & Water Issues Septic, Propane Advertising & Marketing Matching Buyers & Sellers Qualifying Buyers Tons Of Financing Options Property Staging & Showings Closing Costs & Settlement Community Issues Various Math Equations! !!Other Responsibilities Include: Accountability For Money Belonging To Others Liability For Accuracy Of Closing Settlement Figures Correct Preparation Of Deeds Accuracy Of Standard Legal Document Ensuring The Transaction Closes According To The Terms Of The Contract Understanding Property Damage Consequences (During Showings, While Under Contract, Etc.) Safety (Yours, Your Client s, Others)00<d<,0<d/0<&0<d/ xAttorney Appraiser Loan Originator Loan Processor Loan Closer Surveyor Engineer Home Inspector Insurance Agent Builderyy Real Estate Closing Agent Home Owner Assoc Mgmt Tax Assessor Public Trustee Clerk And Recorder Water/Sewer Provider Public Utilities Stager Movers  In Your Role As Broker Associate&!   :You ll Be Expected To Have Knowledge In All Of Those Areas So That You Can Protect The Public As You: Skillfully Match Buyers & Sellers Through Listings & Showings Advocate For Either Buyer Or Seller (Depending On Agency Relationship, Of Course) Identify And Deal With  Red Flag Issues Before They Become Problems Avoid Disputes Due To Miscommunication, Misunderstanding, Unintentional Misrepresentation Work Effectively With Various Professionals To Coordinate All Necessary Tasks Competently Bring Each Transaction To A Smooth Closingg(#>x F( X   %%fThe First Step To Becoming A Broker Associate... Take The Required Courses And Then Pass The Exam!6g3& 3(  Good Luck! One Final Note Don t Wait Until The Real Estate Market Starts To Boom Prepare Now And Be Ready After Passing The Exam, Processing Your Application For Licensure May Take Up To An Additional 8 Weeks Get Started Today And Stay Focused!7 ( 2 2((2    /=P  0` f33f` f̙f` ___` ff` 3ff3f>?" dd@,?lKZ@  dd lA@ d`"  n?" dd@   @@``PRF   @ ` ` p>>|% hCopyright IRB Consultants L.L.C. All Rights Reserved  L"(  LT Qy! L "Qy!j L  :B7 C DEHFPv @?q 6 6 n(dx  G b q %(@B y2 L # BCE$HI`TQ1? `T`T`T`T`T`T`T`T`T`TQ! L Nagֳgֳ ?"P  T Click to edit Master title style! !< L Hd"ֳ"ֳ ?"  RClick to edit Master text styles Second Level Third Level Fourth Level Fifth Level!     S L TLkgֳgֳ ?"q  B* L Tpgֳgֳ ?"    D*   L Ttgg ?"!g  P*&f L Nd޽h? ?L ff3f  OverviewTrainingE  0|% hCopyright IRB Consultants L.L.C. All Rights Reserved qi@ P(  PT * P "*j P  :BsC5 DEHFPv @?3 r4 rv$[I_l3HxF 3 %(@ 2 P # BCE$HI`TQ1? `Ta `Ta `T`T`Ta `T`T* P Ngֳgֳ ?"/O  T Click to edit Master title style! ! P Hpgֳgֳ ?""pP  W#Click to edit Master subtitle style$ $ P Tбgֳgֳ ?"q  B* P T$gֳgֳ ?"0   B*   P TLgg ?"!g  B*f P Nd޽h? ?P ff3f0 pD"(  D D T,1 ?"P    T*    D T1 ?"    V*   r D c $ ?"  H D T1 ?" @  RClick to edit Master text styles Second level Third level Fourth level Fifth level!     S D Z1 ?"`P   T*    D Z|#1 ?"`   V*   H D 0޽h ? ̙3380___PPT10.~}. x<( | < < TT1 ?"P    B*   < TP1 ?"    D*   < Z1 ?"`P   B*   < Z1 ?"`   D*  H < 0޽h ? ̙3380___PPT10.~}l.U0^N0  0( )X     HÙgֳgֳ ?  ,$0 : IRB Consultants L.L.C. 303-257-0169 info@irbcenter.comx0lKF (   N1? 0  H̙gֳgֳ ?@p,$ 0 cBecoming A Broker Associate,0lKF$  Nљgֳgֳ ?0,$0 `(What s It All About?"B  s *޽h ? f33f___PPT10.+P=D' ՙ= @B D' = @BA?%,( < +O%,( < +D ' =%(%(D' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?RCBBCB#ppt_wB*Y3>B ppt_w<*D' =+4 8?RCBBCB#ppt_hB*Y3>B ppt_h<*D' =%(Dt' =A@BBBB0B%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bcircle(in)*<3<*Do' =%(D' =A@BB%BB0B%())))?D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-g6B fade*<3<* D' =+4 8?\CB#ppt_xBCB#ppt_xB*Y3>B ppt_x<* D-' =+4 8?hCB#ppt_y+1BCB#ppt_y-.03B*Y3>B ppt_y<* )?DI' =+4 8?dCB#ppt_y-.03BCB#ppt_yB*Y3>B ppt_y<* %()?++0+ 0 ++0+0 ++0+0 + 0^N0  ^(    S JL 0<$ 0     HW"ֳ"ֳ ?0p,$ 0 Ai Colorado License Law Acknowledges Three Levels Of Responsibility & Authority For Real Estate Brokerage 0lKZh8lKP0lKP.c9 c   N1? 0"  N1?  0?  Hi"ֳ"ֳ ?@p,$0 k Independent Broker Self-employed, practices independently, employs no licensees or practices under the supervision of an employing broker Employing Broker Self-employed and practices independently or employs and supervises other licensees Associate Broker Entry-level license for real estate brokerage Employed & supervised by employing broker for two years0lKZ8lKP0lKPw0 Z0lKZ0lKPT0 Z0 Z0lKPf0 Z =7     *    (    fH  0޽h ? ff3f  ___PPT10z +WD ' = @B Dq ' = @BA?%,( < +O%,( < +D' =%(%(D' =%(D@' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bwipe(up)*<3<*D' =%(Dp' =A@BBBB0B%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bwipe(up)*<3<*D' =%(Dh' =A@BB BB0B%()))D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-g6B fade*<3<* ++0+0 ++0+0 ++0+ 0 +0^N0 P U(    H"ֳ"ֳ ?  < Payday Is Usually Day Of Closing (depending on office policy) From A Closed Real Estate Transaction Potentially Four Real Estate Brokers Will Be Paid: s Listing Broker And Their Employing Broker s Selling Broker And Their Employing Broker Disbursement Checks Are Made Payable To The Company A Broker Associate Receives A Negotiated Split From Their Employing Broker 0lKZ@8lKP lK98lKP"Z*9hh  N1? 0"  N1?  0  S LP   aGenerally Employed As A Sub-Contractor A Broker Associate Normally Works On Straight Commission 2b(8(H  0޽h ? ff3fy___PPT10Y+D=' = @B +_ 08^N0 nf (    S ,L"7?     N1? 0"   N1?  0B  s *޽h ? 3ff3fy___PPT10Y+D=' = @B +a 0 (    A ?.`REALTOR LogoQ`TQ`T"`oC   # t"ֳ"ֳ1 ?LSs     Zgֳgֳ ?Lh     N1? 0"  N1?  0  TL1? p8 pThe Denver Metro Area Has Numerous Local Associations The Employing Broker Must Be A Member For An Associate To Join Membership At The Local Level Automatically Enrolls The Member In The Colorado Association (CAR) And The National Association (NAR)D 2QKqH  0޽h ? ff3fy___PPT10Y+D=' = @B +m0 `$(    H "ֳ"ֳ ?P  AContract Law Brokerage Relationships Interest In Land - Ownership Appraisal / Valuation Finance Fair Housing Deeds / Evidence Of Title Land Descriptions Listings Liens And Encumbrances Property Management B 0lKZ0lKZ(  N gֳgֳ ?P <Topics Of Study Required To Pass The State Real Estate Exam==  N1? 0"  N1?  0  H"ֳ"ֳ ?  OLicense Law Rules For Brokers Commission Position Statements Related Real Estate Laws Real Estate Tax Factors Subdivision Laws Farm & Ranch Brokerage Business Opportunities Forms Closings Record Keeping & Trust AccountsB 0lKZ0lKZ(H  0޽h ? ff3fy___PPT10Y+D=' = @B + 0 OGT(  T T S X/Lt<$ 0  U T H 5"ֳ"ֳ ?2,$ 0 ' Why Do I Need To Know All This Stuff? P0lKZ'0lKZ'X  T H8<"ֳ"ֳ ? ,$ 0 * How Does It Fit Into Real-World Practice?P0lKZ*0lKZ*  T N1? 0" T N1?  0H T 0޽h ? ff3f ___PPT10 .+[ D ' J= @B D ' = @BA?%,( < +O%,( < +D ' =%(%(DU' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*T%(D#' =+4 8?nCB!#ppt_x+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*TD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*TD' =+4 8?RCBBCB#ppt_wB*Y3>B ppt_w<*TD' =+4 8?\CB#ppt_hBCB#ppt_hB*Y3>B ppt_h<*TD' =%(D@' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*T%(D' =-o6Bwipe(up)*<3<*TD' =%(D@' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<* T%(D' =-o6Bwipe(up)*<3<* T++0+T0 ++0+T0 ++0+ T0 +q 08^N0 JJyJ( X     S fL"P<$D0     S gL" 0<$ 0  xB   DEFQUVW?$<?yym0H0O1[11W1 1j 1 k1 0 _0 / .T.-- -----eT..K`/&011#2p2C3-u4-s5Cd6p7o8G_93::@;e;;^<"< ><>L+?yb@ABND E ;G H SJKNMN5-PQRRRR}R6RRRRvFR Q!Q"IP+#gO#wNF$M$L$|K$oJ$bI$rH$WG$gF#wE"Dk"C!B!A:!~@$!H?$!>:!<~!;!:k"9"C9+#8#R8$7s$7$T7% 7 &6&6h'63(d6(d6)d6*6?+6+6{,87-7-7.R8w.8.C9!/9e/O:/;0<%0>%0H?/@/Ae/B /C.D.ZE-E-F,WGY,:H,I+I+J+ L+LB,M,N-O-P.rQ{/*R0R1RY2ES44S6T 8QT^9nT:TSB=LCK=C5I>I+?PJ?J@KA*LALAMAvN BLOAPAPoAQ@MRF@R?~S>S=>TwT7T 7S6S5R4MR4kQL3P2O?2N2M1L1L#2=K2J2J"3PJ3J3yI4Hs5HH5G+6GG6WFd6EG6E6}D5Cs5bC5Bu4B3HBh3B2B\2B0B-B)B%B!B`BBDA1@@<;4:87<64v3/2l1ih0{/.$4.-PF-,n, ,~{, {,,,d--Y. / / R0 0 000YR0M/@e/B /.mJ.-]-a, B,+*bQ*F)F(F3(F~'b'd&% w%E%$\$m$#B#+#""-"r" +# #4 #\ s$i%Y%% &M&UM& 7&&%4`%$$/$y#"! @vl4+k41ZU$Le#y%')u++-y.L(//&0m0@x`:n@5Puzzle5" b" ,$D  0 >Taxes  MB   mEFQUVW?0<?ii$dQ>%dQ%QV&P&_P'OW'HO'N'M'L'KW'J'I&H?&mG%0F%D$:Di$C1$B#B#@#?#=#<${:$8%7%C6&+5W''47(Z39)2;*U2<+B2T,U2V-2A.3/L4/P5}0h617191:2'<22=22?2@1As1HC0_D/{F.rHX.?I-J-J-Km-rLm-,Mm-Mx-N-HO.On.P/dQ/ R}0Rs1HS2S3(T 5T6T7Tj9T:TBS3@6SKAVR6BdQyBPBOBNB NBLBJBGBEBmCMBAA y X  N A]#y99T ud!!~8  P!!_ "/"T"T"/"q " !Y ! +!W 8 ~ S  u**1Q P!f ""#${%d&N'N(N)d*{+,P- .P.l/F01B2243n3e3:Z33 2= 1 >1 0 0* / G/o G/G//\/L00c122J3w4v5w7J:h>B0FCJ:L NJOdQ Q RVR|{R{RVR RJQ"wQ$dQ@h`#E=1Puzzle2"v .,$D  0 MIs The Stove Included B   uEFQUVW?0<?}}^QQ2"RE#> $P>$>%=|&='=(=)=*=,= -=->.P>/>0>=1-?1?m2?2Y@37At4/B44C5FD5XE4jFt4aG3YH23DIJ2"J0K[/L.XM.M`.iN`.N`.nO.O/2P/P0P0^Q1Q3"Rt4R36R7NS9S;S=T?RTBmTDmTDFmTJHRT-JTKSMNS"ORvP"R/PPOOONO#MOVJO|GOD/PIBvP?@vP>vP> Pe=O>=A=$=; =v:<"9S<7;6';5c:594l9P48 4Z8373.7z3w6z35z343943u3 42P4/24151506/8.j9C.:-Y<-=e-H?e-@-%B-xC).D.E;/E/F/tGg0&H0I0I1J1K*1L*1M1N0O0vP0qQ05R/0S;/eS.S.TC.:\75431RC0[/.--2T-TT-\x-~-.. 7/V/0*1 J2 2 z3 3 4,4p3Dz3222s10#0[/``.x-Z,N+u*[(['[X&uL%R$i#o",!z 3 #tiGY^mm   t \ D D!!! '"o"o"K"!c! bt@s _Gw +!#5&(*,},r--_w.Z.f;////8 /h / / / !/.C.-K-,,M,},-6r-f-.;/y0P1/28u3\4856Po7y%88l9f96I::}:M::}::98@8 7! U7' 7 6 67;77 8899<c:';/<<>H?@C_FLH6IlKMiNlOZPQQ_"RrQDQ PPPPPwPQ^Q@|`M ,Puzzle3" ,$D  0 HOwnership Rights #B   pnEFQUVW?0<?cc^)W)(rw( K(J''P''i(a(\(t)$**XY++ L,M ,s I-s -s \.s . /~01h22|3g3!4M4kM4*M4!43z3L:3}2&2 1 ?1 0 0] W0h+0`0j0u+0m001o1&22S468q:q =??@SA*BGAA oA}BA,A;,AgBAoA A !B"BI$Cd%CG&D&D'E'E'6F'Fb'_G&Gm&H% I$I#7JT#J"Kq"LK"MK"N"O#jP#QQ$"R%R&xS'Sj(T)3T)`T*T+T,T-T/T1IT3S4bSH6Rc7"Rl8gQ8P9O9N9N9/M9^Ll8kK7Jn6Ie59I4sH3G3FB3FB38EB3}D3C3CJ4VB4A5BAH6@7@7E@8/@1:E@.@B@E AbI,AMXAQoAuRq@R^?SJ>S ='T;rT:rT9rTo8rTF7MT6T 5S3jS2R2R?1)R0Q/!Qp/P/P.IOs.NF.N0.^M.K0. Js.GH.IF./Dp/C/B/kA/P@/Z?/x>/=/<{/;Z/9;/|:.a9F.l8-7,7,6N+6*6)6)6w(c7'F8';9f&:%;R%;%<$=$>k$?U$P@k$2A$B$C%gE~%F&H&2J'Kc'L'M'-N'O'Oy'PM'lQ')R&Rf&R&S%jS1%S$S"S\!SjS"SR.R6QQQ)RlPNLXJ%!HQE}CC@x>} 21l00/-3//[./Y//00 W1! 3 4 5 n6L 6{77665!5EJ4t/314t0.M6-!^+ ) 'Mm&$f#%"t !/( ~u b ~ T M  " # #M o$ $,%2>%>%E,%$-o$#.#K"VV!l( l;af Old!$&*((#(^)+);*** +8+N+ 8+ "+ * **^)@b` DN#Puzzle4" ps,$D  0 A Insurance   ~B   pyEFQUVW?0<?yym0H0O1[11W1 1j 1 k1 0 _0 / .T.-- -----eT..K`/&011#2p2C3-u4-s5Cd6p7o8G_93::@;e;;^<"< ><>L+?yb@ABND E ;G H SJKNMN5-PQRRRR}R6RRRRvFR Q!Q"IP+#gO#wNF$M$L$|K$oJ$bI$rH$WG$gF#wE"Dk"C!B!A:!~@$!H?$!>:!<~!;!:k"9"C9+#8#R8$7s$7$T7% 7 &6&6h'63(d6(d6)d6*6?+6+6{,87-7-7.R8w.8.C9!/9e/O:/;0<%0>%0H?/@/Ae/B /C.D.ZE-E-F,WGY,:H,I+I+J+ L+LB,M,N-O-P.rQ{/*R0R1RY2ES44S6T 8QT^9nT:TSB=LCK=C5I>I+?PJ?J@KA*LALAMAvN BLOAPAPoAQ@MRF@R?~S>S=>TwT7T 7S6S5R4MR4kQL3P2O?2N2M1L1L#2=K2J2J"3PJ3J3yI4Hs5HH5G+6GG6WFd6EG6E6}D5Cs5bC5Bu4B3HBh3B2B\2B0B-B)B%B!B`BBDA1@@<;4:87<64v3/2l1ih0{/.$4.-PF-,n, ,~{, {,,,d--Y. / / R0 0 000YR0M/@e/B /.mJ.-]-a, B,+*bQ*F)F(F3(F~'b'd&% w%E%$\$m$#B#+#""-"r" +# #4 #\ s$i%Y%% &M&UM& 7&&%4`%$$/$y#"! @vl4+k41ZU$Le#y%')u++-y.L(//&0m0@x`:n@5Puzzle5"   ,$D 0 D Clear Title   B    ~EFQUVW?0<?}}^QQ2"RE#> $P>$>%=|&='=(=)=*=,= -=->.P>/>0>=1-?1?m2?2Y@37At4/B44C5FD5XE4jFt4aG3YH23DIJ2"J0K[/L.XM.M`.iN`.N`.nO.O/2P/P0P0^Q1Q3"Rt4R36R7NS9S;S=T?RTBmTDmTDFmTJHRT-JTKSMNS"ORvP"R/PPOOONO#MOVJO|GOD/PIBvP?@vP>vP> Pe=O>=A=$=; =v:<"9S<7;6';5c:594l9P48 4Z8373.7z3w6z35z343943u3 42P4/24151506/8.j9C.:-Y<-=e-H?e-@-%B-xC).D.E;/E/F/tGg0&H0I0I1J1K*1L*1M1N0O0vP0qQ05R/0S;/eS.S.TC.:\75431RC0[/.--2T-TT-\x-~-.. 7/V/0*1 J2 2 z3 3 4,4p3Dz3222s10#0[/``.x-Z,N+u*[(['[X&uL%R$i#o",!z 3 #tiGY^mm   t \ D D!!! '"o"o"K"!c! bt@s _Gw +!#5&(*,},r--_w.Z.f;////8 /h / / / !/.C.-K-,,M,},-6r-f-.;/y0P1/28u3\4856Po7y%88l9f96I::}:M::}::98@8 7! U7' 7 6 67;77 8899<c:';/<<>H?@C_FLH6IlKMiNlOZPQQ_"RrQDQ PPPPPwPQ^Q@|`M ,Puzzle3" ,$D  0 KWhen Can I Move In? ;B    EFQUVW?0<?ii$dQ>%dQ%QV&P&_P'OW'HO'N'M'L'KW'J'I&H?&mG%0F%D$:Di$C1$B#B#@#?#=#<${:$8%7%C6&+5W''47(Z39)2;*U2<+B2T,U2V-2A.3/L4/P5}0h617191:2'<22=22?2@1As1HC0_D/{F.rHX.?I-J-J-Km-rLm-,Mm-Mx-N-HO.On.P/dQ/ R}0Rs1HS2S3(T 5T6T7Tj9T:TBS3@6SKAVR6BdQyBPBOBNB NBLBJBGBEBmCMBAA y X  N A]#y99T ud!!~8  P!!_ "/"T"T"/"q " !Y ! +!W 8 ~ S  u**1Q P!f ""#${%d&N'N(N)d*{+,P- .P.l/F01B2243n3e3:Z33 2= 1 >1 0 0* / G/o G/G//\/L00c122J3w4v5w7J:h>B0FCJ:L NJOdQ Q RVR|{R{RVR RJQ"wQ$dQ@h`#E=1Puzzle2"5 / ,$D 0 ;Funds B    EFQUVW?0<?}}^QQ2"RE#> $P>$>%=|&='=(=)=*=,= -=->.P>/>0>=1-?1?m2?2Y@37At4/B44C5FD5XE4jFt4aG3YH23DIJ2"J0K[/L.XM.M`.iN`.N`.nO.O/2P/P0P0^Q1Q3"Rt4R36R7NS9S;S=T?RTBmTDmTDFmTJHRT-JTKSMNS"ORvP"R/PPOOONO#MOVJO|GOD/PIBvP?@vP>vP> Pe=O>=A=$=; =v:<"9S<7;6';5c:594l9P48 4Z8373.7z3w6z35z343943u3 42P4/24151506/8.j9C.:-Y<-=e-H?e-@-%B-xC).D.E;/E/F/tGg0&H0I0I1J1K*1L*1M1N0O0vP0qQ05R/0S;/eS.S.TC.:\75431RC0[/.--2T-TT-\x-~-.. 7/V/0*1 J2 2 z3 3 4,4p3Dz3222s10#0[/``.x-Z,N+u*[(['[X&uL%R$i#o",!z 3 #tiGY^mm   t \ D D!!! '"o"o"K"!c! bt@s _Gw +!#5&(*,},r--_w.Z.f;////8 /h / / / !/.C.-K-,,M,},-6r-f-.;/y0P1/28u3\4856Po7y%88l9f96I::}:M::}::98@8 7! U7' 7 6 67;77 8899<c:';/<<>H?@C_FLH6IlKMiNlOZPQQ_"RrQDQ PPPPPwPQ^Q@|`M ,Puzzle3"@o ,$D  0 IInspection Issues B    EFQUVW?0<?}}^QQ2"RE#> $P>$>%=|&='=(=)=*=,= -=->.P>/>0>=1-?1?m2?2Y@37At4/B44C5FD5XE4jFt4aG3YH23DIJ2"J0K[/L.XM.M`.iN`.N`.nO.O/2P/P0P0^Q1Q3"Rt4R36R7NS9S;S=T?RTBmTDmTDFmTJHRT-JTKSMNS"ORvP"R/PPOOONO#MOVJO|GOD/PIBvP?@vP>vP> Pe=O>=A=$=; =v:<"9S<7;6';5c:594l9P48 4Z8373.7z3w6z35z343943u3 42P4/24151506/8.j9C.:-Y<-=e-H?e-@-%B-xC).D.E;/E/F/tGg0&H0I0I1J1K*1L*1M1N0O0vP0qQ05R/0S;/eS.S.TC.:\75431RC0[/.--2T-TT-\x-~-.. 7/V/0*1 J2 2 z3 3 4,4p3Dz3222s10#0[/``.x-Z,N+u*[(['[X&uL%R$i#o",!z 3 #tiGY^mm   t \ D D!!! '"o"o"K"!c! bt@s _Gw +!#5&(*,},r--_w.Z.f;////8 /h / / / !/.C.-K-,,M,},-6r-f-.;/y0P1/28u3\4856Po7y%88l9f96I::}:M::}::98@8 7! U7' 7 6 67;77 8899<c:';/<<>H?@C_FLH6IlKMiNlOZPQQ_"RrQDQ PPPPPwPQ^Q@|`M ,Puzzle3"C  ,$D 0 f What s It Worth * P  H"ֳ"ֳ ?"P TT ,$D 0 <What s So Complex About That?!(( [  H"ֳ"ֳ ?"p `,$D 0 A Buyer Wants To Buy. X0lKZ   g  Hl"ֳ"ֳ ?"`2` ,$D0 EThe Seller Receives Payment. The Buyer Gets Title To The Property.6F0lKZE   N1? 0"  N1?  0B  s *޽h ? 3ff3f99___PPT108.+OD5' = @B Dy5' = @BA?%,( < +O%,( < +D4' =%(%(D' =%(D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =-o6Bdissolve*<3<* D' =%(DR' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B%slide(fromBottom)*<3<*D#' =%( D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D' =%(|D@' =A@BB BB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D' =%(@D@' =A@BB BB0B%( D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-o6Bdissolve*<3<*D#' =%(,D' =A@BBBB0B%( D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D#' =%(:D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D#' =%(<D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<* D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<* D#' =%(>D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D#' =%(t@D' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<* D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<* D#' =%(hBD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D#' =%(\DD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D#' =%(PFD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<* D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<* D#' =%(DHD' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<* %(D' =+4 8?dCB0-#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<* D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<* ++0+ 0 ++0+0 ++0+0 ++0+0 ++0+0 ++0+0 ++0+0 ++0+ 0 ++0+ 0 ++0+ 0 ++0+ 0 ++0+0 ++0+0 ++0+0 + 0^N0 0 Xp(  Xr X S Lg0   r X S ȉLN7   X N1? 0"  X N1?  0H X 0޽h ? ff3fy___PPT10Y+D=' = @B +Q 0 xp@ (    S -LP     N1? 0"  N1?  0H  0޽h ? ff3fy___PPT10Y+D=' = @B +} 0 P \4(  \r \ S (LP   r \ S L   \ T1?p V Etc., Etc., Etc&  2  \ N1? 0"  \ N1?  0  \ T11?pt V Etc., Etc., Etc&  2H \ 0޽h ? ff3fy___PPT10Y+D=' = @B + 0 @8` `(  `r ` S >LP    ` S ~?"ֳ"ֳ ?L    ` N1? 0"  ` N1?  0H ` 0޽h ? ff3fy___PPT10Y+D=' = @B +- 0^N0 <4 d(  dr d S 0TL%   r d S ULG '  r d S ULG* ~   d T,W1?V@* V Etc., Etc., Etc&  2  d N1? 0"  d N1?  0H d 0޽h ? ff3fy___PPT10Y+D=' = @B + 0 p ~(  r  S TvL    H"ֳ"ֳ ?0 @ R(0lKZ  Zxgֳgֳ ?LP     N1? 0"  N1?  0H  0޽h ? ff3fy___PPT10Y+D=' = @B + 0^N0 hZ(  h h S ~"ֳ"ֳ ?Ldv    h S ~"ֳ"ֳ ?L     h T 1?   V Etc., Etc., Etc&  2@  h Ngֳgֳ ?% XSome Of The Professionals That May Be Involved In A Residential Real Estate Transaction2Y_X$ h N1? 0" h N1?  0H h 0޽h ? ff3fy___PPT10Y+D=' = @B + 08^N0  $( " $ $ S ĶL" P    $ S (L"      $ N1? 0"  $ N1?  0B $ s *޽h ? f33fy___PPT10Y+D=' = @B +W 0 ^N0 f^(  r  S pLP0     N1? 0"  N1?  0H  0޽h ? ff3fy___PPT10Y+D=' = @B ++ 0^N0  f(    S mLP<$0     Tn"ֳ"ֳ ?L"@ <$0  "  N1?  0H  0޽h ? ff3f___PPT10.+aAD%' = @B D' = @BA?%,( < +O%,( < +D' =%(%(D' =%(Dt' =A@BBBB0B%()))D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bcircle(in)*<3<*D' =%(DT' =A@BBBB0B%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-6B'checkerboard(down)*<3<*D' =%( D+' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*F%(D' =-g6B fade*<3<*FD+' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*F_%(D' =-g6B fade*<3<*F_D+' =4@BB BB%(D' =1:Bvisible*o3>+B#style.visibility<*_%(D' =-g6B fade*<3<*_D' =%(|D7' =4@BBBB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bwipe(left)*<3<*D' =%(dD7' =4@BBBB%(D' =1:Bvisible*o3>+B#style.visibility<*%(D' =-s6Bwipe(left)*<3<*+p+0+0 ++0+0 + 0  (   X   C D      S H$D @    H   0޽h ? ̙3380___PPT10.A@ǝr _  +] RZ<IQ;BCHdLhVd!Q%,a2ft4 e?s7N9ܛ={}=1Oh+'0D^ px  4 @ L Xdl(Getting Passed The Real Estate ExamHP Authorized CustomerOverviewTrainingHP Authorized Customer98Microsoft PowerPoint 7.0@ /@@0^@`eQ#ZG\g  _.  y---$x x ----$ xx ----$xx----$x!x!----$!!x&x&!----$&&x+x+&----$++x.x.+----$..x1x1.----$11x5x51----$55x7x75----$77x:x:7----$::x<x<:----$<<x?x?<----$??xAxA?--}--$AAxDxDA--{--$DDxFxFD--y--$FFxHxHF--w--$HHxJxJH--u--$JJxLxLJ--s--$LLxNxNL--q--$NNxPxPN--o--$PPxRxRP--l--$RRxTxTR--j--$TTxVxVT--h--$VVxXxXV--f--$XXxZxZX--d--$ZZx\x\Z--a--$\\x^x^\--^--$^^x`x`^--\--$``xbxb`--Z--$bbxdxdb--W--$ddxfxfd--T--$ffxhxhf--R--$hhxjxjh--P--$jjxkxkj--N--$kkxmxmk--L--$mmxoxom--J--$ooxpxpo--H--$ppxrxrp--F--$rrxsxsr--D--$ssxuxus--A--$uuxwxwu--?--$wwxyxyw--=--$yyxzxzy--;--$zzx|x|z--8--$||x~x~|--6--$~~xx~--4--$xx--2--$xx--0--$xx--.--$xx--+--$xx--(--$xx--%--$xx--#--$xx--!--$xx----$xx----$xx----$xx----$xx----$xx----$xx----$xx----$xx-- --$xx-- --$xx----$xx----$xx---'&&-^/--$8.8x:x:.8.--_/--$:.:x;x;.:.--`0--$;.;x>x>.;.--a1--$>.>x@x@.>.--b1--$@.@xAxA.@.--c1--$A.AxBxB.A.--d2--$B.BxCxC.B.--e2--$C.CxDxD.C.--f2--$D.DxExE.D.--g3--$E.ExFxF.E.--h4--$F.FxHxH.F.--j5--$H.HxJxJ.H.--k6--$J.JxKxK.J.--l6--$K.KxLxL.K.--n7--$L.LxMxM.L.--o8--$M.MxNxN.M.--p8--$N.NxOxO.N.--q8--$O.OxPxP.O.--s:--$P.PxQxQ.P.--t:--$Q.QxRxR.Q.--v;--$R.RxSxS.R.--w<--$S.SxTxT.S.--y<--$T.TxUxU.T.--{=--$U.UxVxV.U.--|>--$V.VxWxW.V.--}>--$W.WxXxX.W.--@--$X.XxYxY.X.--@--$Y.YxZxZ.Y.--A--$Z.Zx[x[.Z.--B--$[.[x\x\.[.--C--$\.\x]x].\.--D--$].]x^x^.].--E--$^.^x_x_.^.--E--$_._x`x`._.--G--$`.`xaxa.`.--G--$a.axbxb.a.--H--$b.bxcxc.b.--I--$c.cxdxd.c.--J--$d.dxexe.d.--K--$e.exfxf.e.--L--$f.fxgxg.f.--L--$g.gxhxh.g.--N--$h.hxixi.h.--N--$i.ixjxj.i.--O--$j.jxkxk.j.--P--$k.kxlxl.k.--Q--$l.lxmxm.l.--Q--$m.mxnxn.m.--R--$n.nxoxo.n.--S--$o.oxpxp.o.--T--$p.pxqxq.p.--T--$q.qxrxr.q.--U--$r.rxsxs.r.--V--$s.sxtxt.s.--W--$t.txuxu.t.--X--$u.uxvxv.u.--X--$v.vxwxw.v.--Y--$w.wxxxx.w.--Z--$x.xxyxy.x.--Z--$y.yxzxz.y.--[--$z.zx{x{.z.--\--${.{x|x|.{.--\--$|.|x}x}.|.--]--$}.}x~x~.}.--]--$~.~xx.~.--]--$.xx..--^--$.xx..--^--$.xx..--_--$.xx..--`--$.xx..--`--$.xx..--`--$.xx..--a--$.xx..--b--$.xx..--b--$.xx..--c--$.xx..--c--$.xx..--c--$.xx..--d--$.xx..--e--$.xx..--e--$.xx..--e--$.xx..--f--$.xx..--f--$.xx..---&&&--&&- && &*$cxxm9/=2A5E9I<OCTJXO[V^\`aafblcqcxcx& &&-*$cxxm9/=2A5E9I<OCTJXO[V^\`aafblcqcxcx-&&&&&-&&&TNPP-^/--$8.8x:x:.8.--_/--$:.:x;x;.:.--`0--$;.;x>x>.;.--a1--$>.>x@x@.>.--b1--$@.@xAxA.@.--c1--$A.AxBxB.A.--d2--$B.BxCxC.B.--e2--$C.CxDxD.C.--f2--$D.DxExE.D.--g3--$E.ExFxF.E.--h4--$F.FxHxH.F.--j5--$H.HxJxJ.H.--k6--$J.JxKxK.J.--l6--$K.KxLxL.K.--n7--$L.LxMxM.L.--o8--$M.MxNxN.M.--p8--$N.NxOxO.N.--q8--$O.OxPxP.O.--s:--$P.PxQxQ.P.--t:--$Q.QxRxR.Q.--v;--$R.RxSxS.R.--w<--$S.SxTxT.S.--y<--$T.TxUxU.T.--{=--$U.UxVxV.U.--|>--$V.VxWxW.V.--}>--$W.WxXxX.W.--@--$X.XxYxY.X.--@--$Y.YxZxZ.Y.--A--$Z.Zx[x[.Z.--B--$[.[x\x\.[.--C--$\.\x]x].\.--D--$].]x^x^.].--E--$^.^x_x_.^.--E--$_._x`x`._.--G--$`.`xaxa.`.--G--$a.axbxb.a.--H--$b.bxcxc.b.--I--$c.cxdxd.c.--J--$d.dxexe.d.--K--$e.exfxf.e.--L--$f.fxgxg.f.--L--$g.gxhxh.g.--N--$h.hxixi.h.--N--$i.ixjxj.i.--O--$j.jxkxk.j.--P--$k.kxlxl.k.--Q--$l.lxmxm.l.--Q--$m.mxnxn.m.--R--$n.nxoxo.n.--S--$o.oxpxp.o.--T--$p.pxqxq.p.--T--$q.qxrxr.q.--U--$r.rxsxs.r.--V--$s.sxtxt.s.--W--$t.txuxu.t.--X--$u.uxvxv.u.--X--$v.vxwxw.v.--Y--$w.wxxxx.w.--Z--$x.xxyxy.x.--Z--$y.yxzxz.y.--[--$z.zx{x{.z.--\--${.{x|x|.{.--\--$|.|x}x}.|.--]--$}.}x~x~.}.--]--$~.~xx.~.--]--$.xx..--^--$.xx..--^--$.xx..--_--$.xx..--`--$.xx..--`--$.xx..--`--$.xx..--a--$.xx..--b--$.xx..--b--$.xx..--c--$.xx..--c--$.xx..--c--$.xx..--d--$.xx..--e--$.xx..--e--$.xx..--e--$.xx..--f--$.xx..--f--$.xx..--- '&&TNPP''f--%?cxc|cba`^\ZUOHA8/&~|{zyy|yxysynzi{e|`~\WSKC<5/)%!--'@Arial-. U2 t.4Copyright IRB Consultants L.L.C. All Rights Reserved."System-@Arial-. f(2 NIRB Consultants L.L.C..-@Arial-. f 2 Z303.-@Arial-. f 2 Z!-O.-@Arial-. f 2 Z"257.-@Arial-. f 2 Z)-O.-@Arial-. f 2 Z*0169.-@Arial-. f"2 _info@irbcenter.com.---$qwwqq--22-- $qrrq--ff-- $qwwr--{-- $wwww--\-- $wqrw---- $rtv---- $rtv---- $qwwq---- $rwwr----%qr----%ww----%ww----%qr--'@Arial-. f02 Becoming A Broker Associate.-@"Trebuchet MS-.  2 "What..  2 !What.-@"Trebuchet MS-.  2 "0O..  2 !/O.-@"Trebuchet MS-. 2 "3s It All About?.. 2 !2s It All About?.-՜.+,0  $ , On-screen Show$Independent Realty Brokers, L.L.C.' Times New RomanArial Wingdings Trebuchet MS Arial NarrowOverviewTrainingSlide 1#What Is A Broker Associate Anyway?bGenerally Employed As A Sub-Contractor A Broker Associate Normally Works On Straight Commission Slide 4SIn Order To Become A REALTOR You Must Join The National Association Of REALTORS Slide 6Slide 7 After AlleReal Estate Brokers (and Broker Associates) Are Subject To Many Laws And Regulations Some Include: Slide 106Other Laws, Regulations And Policies Are Mandated By:(More Rules And Policies Are Imposed By:FSome Of The Issues Involved In A Residential Real Estate Transaction Other Responsibilities Include: Slide 15!In Your Role As Broker AssociategThe First Step To Becoming A Broker Associate... Take The Required Courses And Then Pass The Exam! Good Luck!  Fonts UsedDesign Template Slide Titles